Regardless of the case, the dramatic rise in rates of interest in 2022 had a significant impression on growth-oriented portfolios. Buyers’ time horizons collapsed from greater than 5 years out to the close to time period. Immediately, buyers are making present money flows and income a precedence over potential progress prospects. Bull market buzzwords – concern of lacking out, moon luggage, laser eyes, stonks go up, and monetary independence, retire early – are out of vogue, changed by mundane issues like holding on, greenback value averaging and the collective hope for transitory inflation.