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CHAPTERS
0:00 Ripple Sued By SEC, December 22, 2020
2:24 Coinbase Delists XRP, Worth Hits 19.9 Cents
4:36 Choose Torres XRP Ruling, July 13, 2023
5:46 SEC Case Ends, Ripple Applies For OCC Constitution
7:20 OCC Conditional Approval, December 12, 2025
9:43 OCC Ultimate Approval: Ripple Nationwide Belief Financial institution
10:58 Belief Financial institution Guidelines: No Deposits, No Loans
11:33 XRP Named 0 Instances In Ripple’s Financial institution Launch
12:56 SEC And CFTC Checklist XRP As A Commodity
14:43 Swell 2026: What To Watch From Garlinghouse
XRP information at the moment: on October 26, 2026 Ripple introduced last OCC approval for Ripple Nationwide Belief Financial institution, almost six years after the SEC sued Ripple on December 22, 2020 for promoting 14.6 billion XRP as an unregistered safety. This video tells the entire story: Coinbase delisting XRP and the value falling to 19.9 cents, Choose Analisa Torres’s July 13, 2023 ruling, the $125,035,150 penalty and the top of the case in August 2025, then the OCC’s conditional approval on December 12, 2025 and the ultimate approval. Then it reads the permitted actions sentence, managing RLUSD’s segregated reserves, appearing as collateral trustee for RLUSD holders, and digital asset custody, and explains why a nationwide belief financial institution takes no deposits and makes no loans and why the discharge names XRP zero occasions. XRP’s personal reply got here individually, when the SEC and CFTC listed XRP as a digital commodity on March 17, 2026.
SOURCES
SEC criticism towards Ripple (Dec 22, 2020):
Decrypt, XRP falls to $0.20 after Coinbase suspends buying and selling (Dec 2020):
Fortune, Choose Torres ruling (Jul 13, 2023):
SEC litigation launch, appeals dismissed (Aug 2025):
Ripple, OCC conditional approval (Dec 12, 2025):
OCC Company Resolution 1393, last approval language (Sep 18, 2026):
Ripple, OCC last approval for Ripple Nationwide Belief Financial institution (Oct 26, 2026):
Brad Garlinghouse publish (Oct 26, 2026):
Crypto Briefing, no deposits and no loans (Oct 26, 2026):
SEC and CFTC interpretation itemizing XRP as a digital commodity (Mar 17, 2026):
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