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CHAPTERS
0:00 XRP Wealthy Record High 1% And The 1,942 Declare
5:56 Funded Wallets, Escrow And Change Wallets
7:16 XRPScan Counts 8,151,731 Funded XRP Accounts
7:46 XRP Ledger Reserve Minimize From 10 XRP To 1
8:31 Half The XRP Ledger Holds Underneath 20 XRP
9:05 The place 1,942 Got here From: XRP Millionaire Wallets
9:57 How A lot XRP For High 10%, 5%, 1%, 0.1%
12:44 High 100 XRP Wallets Minus Change Chilly Storage
14:01 XRPScan Vs CoinGecko Circulating Provide
15:09 A Pockets Is Not A Particular person: The Technique’s Limits
How a lot XRP do it is advisable be within the prime 1% of XRP holders? The quantity going round is 1,942 wallets, and it’s unsuitable. XRPScan counted 8,151,731 funded XRP Ledger accounts on September 22, 2026, so the highest 1% is about 81,500 wallets, and the cutoff to get in is about 44,490 XRP, roughly $70,300 at $1.58. The 1,942 determine sits within the vary for the XRP millionaire membership (wallets holding 1 million XRP or extra), glued onto the phrases “prime 1%”.
We learn the ledger rung by rung: about 20 XRP places a pockets within the prime half, about 2,100 within the prime 10%, about 7,500 within the prime 5%, about 21,628 within the prime 2%, 44,490 within the prime 1%, about 80,010 within the prime 0.5%, roughly 276,000 within the prime 0.1% and about 3.65 million within the prime 0.01%. Then what these rankings disguise: Ripple’s escrow, the December 2024 reserve minimize from 10 XRP to 1 that opened about 2 million new wallets, the 4.13 million accounts holding beneath 20 XRP, and the alternate cold-storage wallets (Bithumb, Binance, Uphold and others) that take the highest 100’s share from 63.79% to 49.56% as soon as they’re pulled out.
A pockets will not be an individual, so deal with each wealthy record as a depend of accounts, not homeowners. The highest 0.5% and prime 0.1% figures come from aggregator pages, and the Chris Larsen holding is a reported quantity, not a submitting. This video doesn’t predict a worth. It’s schooling, not monetary recommendation.
SOURCES
XRP Ledger docs, accounts and the bottom reserve:
XRP Ledger docs, escrow:
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